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Feb 04 2014
By: lonewhitewolf1 I Only Post Everything 1014 posts
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I need advice on what bank to choose

13 replies 196 views Edited Feb 4, 2014

probly one of the worst places to ask about this, but i need to choose a bank to go with. my choices are universal one, 5/3 bank and chase bank (those are the closest sadly). id like to go with one that has a low fee and has anti-overdraft (dont think i will overdraft but better careful). 

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Fender Bender
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Re: I need advice on what bank to choose

Feb 4, 2014

go with whichever one is directly owned by china

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Fender Bender
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Re: I need advice on what bank to choose

Feb 4, 2014
I would say flip a coin but I have been with chase since bank of america screwed me over.
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Lombax Warrior
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Re: I need advice on what bank to choose

Feb 4, 2014

dont choose any save ur money in ur house there will be a day when banks wont even have money just buy a shotgun and buy a safe thats alot safer then trusting ur money to banks man

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Fender Bender
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Re: I need advice on what bank to choose

Feb 4, 2014

Just put your money under the mattress, whose mattress is up to you.



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Treasure Hunter
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Re: I need advice on what bank to choose

Feb 4, 2014

I had a really good run with Fifth Third, and Chase is da Debil.  Go with the former, not the latter.  If there is a Credit Union in your town, go with them before anyone else.

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Treasure Hunter
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Re: I need advice on what bank to choose

Feb 4, 2014

Yes Credit Union or local bank.


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Platinum
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Re: I need advice on what bank to choose

Feb 4, 2014

lonewhitewolf1 wrote:

probly one of the worst places to ask about this, but i need to choose a bank to go with. my choices are universal one, 5/3 bank and chase bank (those are the closest sadly). id like to go with one that has a low fee and has anti-overdraft (dont think i will overdraft but better careful). 


Find out what kind of fees each bank has for the services you will use.

 

Do you use your debit card as a credit card places?  Make sure there isn't a transaction fee for that....stuff like that. 

 

 

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Ghost of Sparta
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Re: I need advice on what bank to choose

Feb 4, 2014

lonewhitewolf1 wrote:

probly one of the worst places to ask about this, but i need to choose a bank to go with. my choices are universal one, 5/3 bank and chase bank (those are the closest sadly). id like to go with one that has a low fee and has anti-overdraft (dont think i will overdraft but better careful). 


The answer is a credit union. You get better interest on savings, the fees, if any are always lower. Many will let you take money out of any ATm without fees.

 

Some do over draft with a connected savings account, orther will do it to a credit card if you have one with the bank.

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Big Daddy
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Re: I need advice on what bank to choose

Feb 4, 2014

A credit union. 

 

 

I would also recommend USAA. 

 

I don't recall them having any fees. I've never seen them on my statements. 

 

 

They used to only be form military personnel, but they've opened up to the general public. Great customer service. 

They don't have many ATMs around and even less actual buildings. Most everything they do is done from your own computer.

As such any ATM withdrawal fees ( up to 15 transactions per month) are reimbursed to you at the end of the month. Unless you find a USAA ATM or building. 

 

Aside from a credit union, USAA is the way to go. 

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