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Sep 25 2013
By: Sweet2525 Last Guardian 9074 posts
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Your Credit score and your Credit Report

28 replies 226 views Edited Sep 25, 2013

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Who thinks the entire system is just a money maker. The 3 credit bureau's seem to have the market pretty tight these days. They want you to pay to view your credit report and pay. If your score is low it could cost you thousands on a car loan, credit cards, not get a job you wanted if they pull a credit report on you . Also some of the insurance companys use this system now to rate you on how much to charge you for a policy. Now with identity theft which can ruin your credit report for years I believe its time for a change in the system to allow folks to removed errors with theft of your id with a police report onces its been proved your not at fault. Whats your view on this issue ? You can sign up for credit Karma free..creditkarma.com..They can show you whats going on each month and help you get your credit back on track. It can be so confusing these days.

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Treasure Hunter
Registered: 02/11/2010
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Re: Your Credit score and your Credit Report

Sep 25, 2013
All credit company's are all the same. Rip off fees!
Message 2 of 29 (218 Views)
Limit Breaker
Registered: 05/24/2009
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Re: Your Credit score and your Credit Report

Sep 25, 2013

Credit cards are of the devil.

RE-THINK SALAD


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Last Guardian
Registered: 03/07/2010
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Re: Your Credit score and your Credit Report

[ Edited ]
Sep 25, 2013

rramsdell wrote:
All credit company's are all the same. Rip off fees!
I love when they give you no intrest for 18 months so you can dig yourself in deep. O wow I can get all I want now. I'll pay it off long before my promo expires..Guess again. No more for me on that trap
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Treasure Hunter
Registered: 02/11/2010
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Re: Your Credit score and your Credit Report

Sep 25, 2013
Yes, all a trap and Sony does it as well. It card from Discover that's a complete joke! Such BS
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Ghost of Sparta
Registered: 11/20/2008
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Re: Your Credit score and your Credit Report

Sep 25, 2013
Responsible management of funds, anyone?
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Ghost of Sparta
Registered: 02/03/2008
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Re: Your Credit score and your Credit Report

Sep 25, 2013

johngie wrote:
Responsible management of funds, anyone?

What's that?

Imperator Danknovaxperaux Divi filius Imp XIII Pont Max Trib Pot XLIX Cos CXVI Primus Signiferi Box-xy Princeps Moderatores Pater Forum


Fabulous!
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Welcoming Committee
Registered: 06/15/2011
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Re: Your Credit score and your Credit Report

Sep 25, 2013

I no longer use credit cards. I just canceled the only one I had since it was brought by another bank and they decided to charge me $60 a year membership fee.

 

I hadn't been paying any membership fees since I originally got the card, so card went bye bye.Woman Happy

=+=Irresponsible kids are raised by irresponsible parents who were once irresponsible kids themselves.The vicious cycle continues.=+=[/IMG]
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Last Guardian
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Re: Your Credit score and your Credit Report

Sep 25, 2013

darknovaxp wrote:

johngie wrote:
Responsible management of funds, anyone?

What's that?


I say spend max and pay min payments..lol..why not live it up a bit. You can always get another credit card..lol
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Last Guardian
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Re: Your Credit score and your Credit Report

Sep 25, 2013

Black_MagicWoman wrote:

I no longer use credit cards. I just canceled the only one I had since it was brought by another bank and they decided to charge me $60 a year membership fee.

 

I hadn't been paying any membership fees since I originally got the card, so card went bye bye.Woman Happy


I'd get rid of it also. You did a smart move.
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