Essentially it's everything about the game that I feel like I might be against. The review from X-Play was for no special edition that I'm aware of other than one that was released in 2007. I remember talking about the game extensively with someone who picked up a copy in the past. The way the game has been described is that you're set in a school-based environment and then you traverse over to this dungeon with a never-ending boss. With multiple phases to the last boss, I've heard about the game's very challenging finale.
There are various themes and styles of video game. Persona just doesn't seem like it would be the type of game I'd like. There's a chance that I may be wrong, but am I really going to risk losing ten bucks just to see if that's the case? I get the feeling that I'd be better off if I don't proceed.
Of course characters and story are very important to me. It's just of what I've seen out of Persona's content it's not the kind of RPG I can see myself getting inspired by. Lunar: Silver Star Story Complete has its own set of anime cut scenes and a brilliant cast of characters that left me wanting more. Persona's tale is about a school boy who ends up being faced with an enemy upon his arrival at a new school. He and the others must face-off against this enemy. That essentially summarizes the story, which to me doesn't sound too enticing. I'm sure there'll be dramatic moments in between, but from the start I'm just not too interested in getting to know this boy or his world of Persona.
Mainly I've been busy with another game (non-RPG, non-Persona stuff). Still, the summary is what I took away from reading what IGN has posted in their main page description for the game. The way you've described Final Fantasy VII definitely comes across as having a leg up on the Persona game. Former SOLDIER teams up with the rebel alliance to stop an enemy? Sounds like the kind of thing I would spend time on.
The truth of the matter is of course that I have played through Final Fantasy VII when it came out. Back then though, the Internet and sites like IGN weren't really on my radar. We definitely didn't have YouTube for videos. Gaming magazines and television advertisements were the larger part of selling a game to a massive audience. These days video game magazines are dropping like flies and unless you watch a lot of TV on the right station it's not very often that a video game commercial will reflect much on your chances of watching the boob tube.
That list has a bunch of games I haven't played before or some I wouldn't agree with. Formed from the minds of many MVPs, the '100 favorite game list' project definitely wasn't handled by a single person. With that said, we all have our own opinions of what is good and what isn't. I'm afraid to try Persona 3 for I may not like it. Then regrettably I would be out of ten bucks.
I understand that many people are crazed about certain games. But when it comes to these kind of things, just look at The Elder Scrolls series. I didn't care much for the game, whereas everyone else put it on a pedestal. Just about everyone loves Call of Duty, whereas I'd rather tie it to the front of a speeding train. My opinion of the way Persona 3 comes across is as a mediocre role-playing experience. If I'm not wrong then I'd have wasted time and money on a product that I'm not looking forward to playing. Taking that chance to try and prove otherwise would be a mistake, especially now. With Holiday releases coming up I'll be swamped, even with the likes of the undesirable Call of Duty. 
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